Plutus Bookkeeping & Tax Services (“I”, “me”, or “my”) is committed to protecting your privacy and handling your personal information with transparency, respect, and care. This Privacy Policy explains how your information is collected, used, stored, and protected when you work with me.

This policy follows the requirements of the Personal Information Protection and Electronic Documents Act (PIPEDA) and applies to all clients across Ontario.

1. Information I Collect

I only collect information that is necessary to provide bookkeeping, tax preparation, financial literacy support, and related services. This may include:

Personal Information

• Name
• Contact information (email, phone number, address)
• Identification information required for tax filing
• Status Card information (if applicable)

Financial Information

• Income and expense records
• Bank and credit card statements
• Receipts and invoices
• Tax slips and CRA correspondence
• Business financial documents

Technical Information

• Information you send through email or my contact form
• Documents you upload or share digitally

I do not collect unnecessary information, and I do not use your data for marketing without your explicit consent.

2. How Your Information Is Used

I use your information only for the purposes of:

• Providing bookkeeping services
• Preparing and filing tax returns
• Setting up or cleaning up financial systems
• Offering financial literacy support
• Communicating with you about your account
• Meeting legal and regulatory requirements

I do not sell, trade, or rent your information to anyone.

3. Consent

By contacting me, booking services, or providing documents, you consent to the collection and use of your information for the purposes listed above.

You may withdraw consent at any time, except where information is required to complete legal or tax obligations.

4. How Your Information Is Stored

Your information is stored securely using:

• Password‑protected systems
• Encrypted digital storage
• Secure document transfer methods
• Restricted access (only I can access your files)

I retain your information only as long as necessary to provide services and meet legal requirements.

5. Sharing Your Information

I only share your information when necessary and with your knowledge. This may include:

• The Canada Revenue Agency (CRA)
• Accounting or tax software providers (e.g., QuickBooks Online)
• Third‑party services you explicitly authorize

I do not share your information with anyone else unless required by law.

6. Your Rights

You have the right to:

• Access your personal information
• Request corrections
• Ask how your information is used
• Withdraw consent (with reasonable notice)
• Request deletion of information that is no longer required

I will respond to all requests respectfully and promptly.

7. Payment Information

I do not store credit card numbers or banking login credentials.
If you pay electronically, your payment is processed through secure third‑party providers.

8. Communication Preferences

I work in a trauma‑informed, neurodivergent‑friendly way.
You may request:

• Email‑only communication
• Slower pacing
• Step‑by‑step instructions
• Alternative formats

I will adapt to your needs wherever possible.

9. Website & Cookies

If your website uses cookies or analytics, add this line:

My website may use basic cookies or analytics tools to understand website traffic. No personally identifying information is collected through these tools.

10. Questions or Concerns

If you have questions about this Privacy Policy or how your information is handled, you can contact me at:

📧 milomartin@plutusforpeople.ca
📞 647‑382‑8764
📍 Toronto, ON — serving clients virtually across Ontario

I take privacy seriously and will address concerns with care and transparency.

11. Updates to This Policy

This Privacy Policy may be updated from time to time. Any changes will be posted on this page with a new effective date.